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Turn a bitcoin position into a coherent, risk-managed financial life.
Bitcoin Personal Finance, written by Morgen Rochard, CFA, RLP, provides a fiduciary-grade framework for building wealth around bitcoin. Whether readers are evaluating their first purchase or managing a concentrated position worth six or seven figures, Rochard applies disciplined financial planning principles to the unique realities of holding a global, self-custodied monetary asset.
The book follows the structure of a comprehensive planning engagement-cash-flow design, risk management, investment policy, tax strategy, retirement income, estate transfer, and purpose-driven life planning-and examines how each area evolves when bitcoin becomes the core balance-sheet asset. Readers receive practical tools, sample allocation frameworks, liquidity guardrails, and decision trees calibrated for bitcoin volatility, custody responsibility, and long time horizons.
Grounded in real-world advisory experience, Rochard integrates behavioral finance, tax law, estate design, and investment discipline into a cohesive system. The result is a structured approach that helps individuals transform conviction into durable financial architecture.
Inside, readers will find:
• Behavioral insights addressing fear of catastrophic loss, over-concentration, over-trading, and aligning financial upside with daily purpose
• Guidance on liquidity buffers, position sizing, leverage decisions, and building resilience around volatility
• Tax optimization strategies for basis tracking, charitable giving, Roth conversion analysis, and multi-jurisdiction considerations relevant to bitcoin holders
• Estate planning frameworks for private-key inheritance, trustee education, and secure custody succession
• Practical considerations for financial planners and family offices navigating compliance, custody due diligence, and client education
Bitcoin Personal Finance serves individuals seeking a disciplined on-ramp, long-time holders navigating cash-flow and estate complexity, and the professionals advising both groups. It provides a roadmap for integrating sound money into every layer of financial life and for building a structure designed to endure across decades.
Bitcoin Personal Finance, written by Morgen Rochard, CFA, RLP, provides a fiduciary-grade framework for building wealth around bitcoin. Whether readers are evaluating their first purchase or managing a concentrated position worth six or seven figures, Rochard applies disciplined financial planning principles to the unique realities of holding a global, self-custodied monetary asset.
The book follows the structure of a comprehensive planning engagement-cash-flow design, risk management, investment policy, tax strategy, retirement income, estate transfer, and purpose-driven life planning-and examines how each area evolves when bitcoin becomes the core balance-sheet asset. Readers receive practical tools, sample allocation frameworks, liquidity guardrails, and decision trees calibrated for bitcoin volatility, custody responsibility, and long time horizons.
Grounded in real-world advisory experience, Rochard integrates behavioral finance, tax law, estate design, and investment discipline into a cohesive system. The result is a structured approach that helps individuals transform conviction into durable financial architecture.
Inside, readers will find:
• Behavioral insights addressing fear of catastrophic loss, over-concentration, over-trading, and aligning financial upside with daily purpose
• Guidance on liquidity buffers, position sizing, leverage decisions, and building resilience around volatility
• Tax optimization strategies for basis tracking, charitable giving, Roth conversion analysis, and multi-jurisdiction considerations relevant to bitcoin holders
• Estate planning frameworks for private-key inheritance, trustee education, and secure custody succession
• Practical considerations for financial planners and family offices navigating compliance, custody due diligence, and client education
Bitcoin Personal Finance serves individuals seeking a disciplined on-ramp, long-time holders navigating cash-flow and estate complexity, and the professionals advising both groups. It provides a roadmap for integrating sound money into every layer of financial life and for building a structure designed to endure across decades.