They stole his freedom. Now they want his name. On the morning Jay King is meant to come home, a forged court order delivers him into the hands of people determined to silence him. His release becomes another captivity, and the price of escape is a lie that could bury the truth about Kellan Price's death. Inside an abandoned waterfront building, Jay and Elias Levinson face Ruth Mercer, a woman whose accounts turn suffering into profit. Outside, Sharon, Wayne, Lindsey, and Cora race to trace the false transport before the witnesses disappear. But the debt reaches beyond the waterfront. Stolen records, disputed signatures, and an old family guarantee pull Jay into a history his father has kept hidden. Every answer brings him closer to the people who decide whose losses matter-and whose lives can be written off. Jay wants to return to his family and build an ordinary life. To protect that future, he must confront a past that someone is still collecting on. LOOSEY Part 4: The Debt continues Kyron Hodges's crime series with a story of loyalty, coercion, family secrets, and the cost of telling the truth. A cliffhanger ending leads into Part 5.