EBOOK
About
Imagine a world where retirees enjoy their golden years with financial independence, dignity, and a home of their choosing, free from the stress of outliving their savings. For those with the means, that is the reality. For many other seniors, that life is within reach, but achieving it requires solutions for unprecedented challenges:
• longer lifespans
• eroding purchasing power
• vanishing private sector pensions
• a desire to age in place and damn the torpedoes
Consider this: 75 percent of Canadians over 55 are homeowners, and 90 percent want to age in place. Yet most experience FORO - fear of running out - and dread their options: downsizing, renting, or moving in with family. Each means sacrificing the very independence and dignity they've worked a lifetime to achieve.
Your Retirement Reset offers a clear, modern roadmap through those challenges, showing readers how to use all their assets, including home equity, to build a retirement that actually works. After decades in the financing industry, Susan Pimento recognized a critical gap: We're taught to save but never to strategically spend our hard-earned savings - including the equity in our homes.
This book rewrites the retirement rulebook. It helps you assess your unique needs and provides plans to safely convert home equity into financial security. Through real-life examples, it offers practical strategies to mitigate FORO while balancing retirement security with legacy goals. And it guides families through the difficult but essential conversations about aging, finances, and independence that too often get avoided until crisis hits. Your retirement deserves a reset. This book shows you how.
Retirement is costly. Many seniors face debt, no pensions, and longer lifespans that strain finances. Your Retirement Reset helps shift retirees from fearing insecurity to using the resources they have-including home equity-to create the retirement they deserve.
Susan Pimento is a financial services professional and advocate. She draws on her decades of experience in the financing industry to improve retirement literacy and help older adults make more informed decisions about housing wealth, financial security, and aging in place. She lives in Toronto, ON.
Sales and Market Bullets
• PERFECTLY TIMED FOR MAXIMUM INDUSTRY VISIBILITY: The September 2026 release aligns directly with fall conference season for mortgage brokers, real estate brokers, financial planners, bankers, and insurance professionals, creating prime opportunities for speaking engagements, partnerships, and bulk sales.
• DEMOCRATIZING HOME EQUITY AND RETIREMENT: Many retirees don't fully understand the short- and long-term impacts of their home equity financing decisions. They rely on biased, incomplete, and anecdotal information shared by friends and family. As a Home Equity Advocate, Pimento teaches retirees and their families the secrets to generating tax-free cash flow and protecting their money to create financial freedom.
• IN THE NEWS: The momentum of coverage for retirement, housing, mortgage, and financial services is accelerating across all Canadian media, and this book speaks directly to questions and pressures addressed in these pieces and can add to the conversations and jump into the built-in media coverage.
• A CONNECTED AND EXPERT AUTHOR: Sue Pimento will announce NorthStar Equity, a new retirement consulting and media firm, in December 2025 and will roll out Equity Advocate accreditation in the first quarter of 2026, building momentum and consultation opportunities that can lead to the book's launch in September. She co-authored, with Ernest & Young, a white paper, Canada's Retirement Evolution: Why Policymakers and Financial Institutions Must Rethink Retirement, which will be released in early 2026 in a live presentation to the executive community of
• longer lifespans
• eroding purchasing power
• vanishing private sector pensions
• a desire to age in place and damn the torpedoes
Consider this: 75 percent of Canadians over 55 are homeowners, and 90 percent want to age in place. Yet most experience FORO - fear of running out - and dread their options: downsizing, renting, or moving in with family. Each means sacrificing the very independence and dignity they've worked a lifetime to achieve.
Your Retirement Reset offers a clear, modern roadmap through those challenges, showing readers how to use all their assets, including home equity, to build a retirement that actually works. After decades in the financing industry, Susan Pimento recognized a critical gap: We're taught to save but never to strategically spend our hard-earned savings - including the equity in our homes.
This book rewrites the retirement rulebook. It helps you assess your unique needs and provides plans to safely convert home equity into financial security. Through real-life examples, it offers practical strategies to mitigate FORO while balancing retirement security with legacy goals. And it guides families through the difficult but essential conversations about aging, finances, and independence that too often get avoided until crisis hits. Your retirement deserves a reset. This book shows you how.
Retirement is costly. Many seniors face debt, no pensions, and longer lifespans that strain finances. Your Retirement Reset helps shift retirees from fearing insecurity to using the resources they have-including home equity-to create the retirement they deserve.
Susan Pimento is a financial services professional and advocate. She draws on her decades of experience in the financing industry to improve retirement literacy and help older adults make more informed decisions about housing wealth, financial security, and aging in place. She lives in Toronto, ON.
Sales and Market Bullets
• PERFECTLY TIMED FOR MAXIMUM INDUSTRY VISIBILITY: The September 2026 release aligns directly with fall conference season for mortgage brokers, real estate brokers, financial planners, bankers, and insurance professionals, creating prime opportunities for speaking engagements, partnerships, and bulk sales.
• DEMOCRATIZING HOME EQUITY AND RETIREMENT: Many retirees don't fully understand the short- and long-term impacts of their home equity financing decisions. They rely on biased, incomplete, and anecdotal information shared by friends and family. As a Home Equity Advocate, Pimento teaches retirees and their families the secrets to generating tax-free cash flow and protecting their money to create financial freedom.
• IN THE NEWS: The momentum of coverage for retirement, housing, mortgage, and financial services is accelerating across all Canadian media, and this book speaks directly to questions and pressures addressed in these pieces and can add to the conversations and jump into the built-in media coverage.
• A CONNECTED AND EXPERT AUTHOR: Sue Pimento will announce NorthStar Equity, a new retirement consulting and media firm, in December 2025 and will roll out Equity Advocate accreditation in the first quarter of 2026, building momentum and consultation opportunities that can lead to the book's launch in September. She co-authored, with Ernest & Young, a white paper, Canada's Retirement Evolution: Why Policymakers and Financial Institutions Must Rethink Retirement, which will be released in early 2026 in a live presentation to the executive community of